5 Tips to Getting Extra Money for Christmas Shopping

Christmas shopping is getting more and more expensive each year. With over 70% of Americans reported to be living paycheck to paycheck, where does the money come from for Christmas shopping? Here are 5 tips to getting some extra money for holiday shopping:



Christmas shopping is getting more and more expensive each

year. With over 70% of Americans reported to be living

paycheck to paycheck, where does the money come from for

Christmas shopping? Here are 5 tips to getting some extra

money for holiday shopping:



1 - Sell items on Ebay



Everyone is buying right now. Why not have them buy what

you have for sale? All different types of items sell on ebay -

the clothes your kids never even wore that still have the tags

on them, DVD's, collectible items sitting around just collecting,

and any other "hot" items you may have lying around.



2 - Garage Sale



Do a little 'Winter Cleaning" and make room for those

Christmas decorations and presents. A Saturday morning

garage sale can make you $50-$500, or more.

One person's junk is another's treasure!



3 - Collect your Unclaimed Money



There is an estimated $25 billion dollars of unclaimed money in

the U.S. On the Oprah Winfrey TV Show it was announced 8

out of 9 Americans have unclaimed money.This money comes

from many places. For example it could be an old checking or

savings account your forgot about, an inheritance, savings

bonds, uncashed checks or money orders, the list goes on

and on. This money is yours and just sitting there waiting for

you to claim it. A simple search in a quality database that

includes all states and federal unclaimed money could mean a

check in your mailbox!



A simple search in a quality database that includes all states

and

federal unclaimed money could mean a check in your mailbox!

www.cashunclaimed.com

is the largest unclaimed money site and is a great

place to conduct your unclaimed money search.





4 - Holiday Job or Overtime



Companies are hiring for the Christmas shopping rush.

Usually they are simple retail positions that don't require

specialized training or experience. A couple nights or days a

week could be $1000 by Christmas!



If you are paid hourly at your job, and have enough work and

flexibility with your schedule, you can put in some extra hours.



Workers who have restaurant jobs can pick up extra shifts.



Special Note: Many people claim 0 exemptions on their W4. If

you have children, own a home, etc. increase your

exemptions to the correct number. Your employer can assist

you in filling out a new W4. This can mean an extra $50-$400

per paycheck!



5 - Reduce Expenses



You can reduce simple monthly expenses to keep more of the

money you already have. Here are a couple money saving

ideas:



Eat in instead of dinning out

A family of 4 that eats out twice a week spends about $100

per week.



Pay minimum payments this month on credit cards

Don't make this a habit, but for December it will give you a

little extra rather than racking up more credit card debt



Leave your ATM card at home, carry a little cash for what you

need



Make coffee at home and skip your morning latte

(you'll live, really you will)





Now that you have the extra money - Merry Christmas

Shopping!